How Fern works

Fern changes the checklist only when your answers change which public page it can point at. If a page was not opened for this version, the checklist says so instead of guessing.

What it will say

• Name the Moneysmart super page and the ATO choosing-a-fund page.
• Repeat the general-information warning on every result.

What it will not say

• Promise a return or a retirement balance.
• Tell you which fund to join.
• Give advice about another person's situation.

General information only. It does not consider your objectives, financial situation or needs, and it promises no return.